Fidelity Funding Group service area
Business funding in Jersey City, NJ.
Get a clear answer on funding for your Jersey City company. Most applicants hear back within hours, and once an offer is accepted, funding is typically completed within 24 hours.
Who you talk to in New Jersey.
Owners across New Jersey reach the same Fidelity Funding Group team whether they apply online or by phone. Our nearest office is in Staten Island, NY, and its team works with Jersey City owners by phone and online. We have funded more than 50,000 businesses, with amounts from $5K to $5MM depending on revenue and the program.
Nearest office
Staten Island, NY
1655 Richmond Avenue, Suite D, Staten Island, NY 10314Serving Jersey City from our Staten Island office.
Nearby areas we serve
Business owners in Jersey City often work with the same team as owners in Bayonne, Elizabeth, Englewood Cliffs, Fort Lee, and Hackensack. All of them are part of our Northern New Jersey service area in New Jersey.
Bayonne, NJ
Business funding in Bayonne →Elizabeth, NJ
Business funding in Elizabeth →Englewood Cliffs, NJ
Business funding in Englewood Cliffs →Fort Lee, NJ
Business funding in Fort Lee →Hackensack, NJ
Business funding in Hackensack →Simple process
Capital without the runaround.
Apply in minutes
Fill out one short application and attach your last four months of business bank statements. Applying uses a soft credit pull, so your score is not affected.
Review your options
Most applicants receive an initial decision within hours. A specialist walks you through the amount, the terms, and how repayment works.
Put capital to work
Once you accept an offer and your documents are in, funding is typically completed within 24 hours.
Funding services for Jersey City
Three products cover most of what growing businesses need. Here is how each one works and who it tends to suit.
Merchant Cash Advance
Flexible working capital based on future revenue. A merchant cash advance is not a loan. It gives you fast business funding with payments that flex with your daily or weekly sales, and it is often used for inventory, payroll, repairs, or an opportunity you need to act on now.
Learn more →Business Loans
Structured capital for growth and stability. Business loans include term loans and working capital solutions matched to your goals, whether you are covering a short-term gap or investing in expansion. A specialist reviews the shape of your business and explains the options available before you choose.
Learn more →Equipment Financing
Put the tools your business needs to work. Equipment financing covers new or used equipment, from trucks and lifts to kitchen and medical gear, while preserving cash for day-to-day operations. You keep working capital free for payroll, marketing, and the rest of the business.
Learn more →Jersey City industries we know well
Steady revenue matters more to us than your industry. Still, these six sectors make up a large share of the owners we help.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
Funding questions from Jersey City owners
These are a few of the questions Jersey City owners ask most before they apply. The full list is on our FAQ page, and a specialist can answer anything else by phone at (212) 634-9121.
What credit score do I need?
There is no single cutoff, because credit score is not the main thing being evaluated. For revenue based funding, what matters most is how long you have been in business, your monthly revenue and how steady it is, your recent bank deposits, and whether you have existing advances outstanding.
Business owners with credit well below traditional bank standards are regularly approved for revenue based products. What we do look for is at least six months in business and at least $20,000 in monthly revenue.
As a practical floor, we work with credit scores of 500 and above. Above that line, your revenue and your deposit history matter far more than the score itself.
What can I use the money for?
Business purposes, broadly: inventory, payroll, equipment, expansion, marketing, covering a slow season, or bridging a gap between work completed and payment received. Revenue based funding generally does not restrict use of funds the way a purpose specific loan does.
Is there a minimum monthly revenue?
Yes. We look for at least $20,000 in monthly revenue.
That figure is based on your total business deposits, not only card sales, so service businesses and contractors who invoice rather than swipe are counted the same way.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.