Fidelity Funding

Privacy Policy

Overview

This Privacy Policy ("Policy") applies to data collected by Fidelity Funding Capital, doing business under the Fidelity Funding brand (collectively with their respective subsidiaries and affiliates, "Fidelity Funding," "Us," "Our," or "We"), a provider of business loan products and related services (collectively "Services").

The Policy has two parts:

Part 1 provides our U.S. Privacy Policy, including our Privacy Policy for Fidelity-Funding.com ("Website"), which is owned and operated by Fidelity Funding. This Policy describes how Fidelity Funding collects and uses the personal information you provide (directly or through third parties), or which is automatically generated, when you interact with our Website and our mobile application ("Mobile App").

Part 2 is our California Supplement, which provides our California Consumer Privacy Act of 2018 (CCPA) Privacy Policy. The CCPA provides various rights to consumers who reside in California with regard to personal information. A natural person, including a business owner or guarantor, is considered to be a consumer under the CCPA. Any terms defined in the CCPA have the same meaning when used in Part 2.

Part 1: Fidelity Funding U.S. Privacy Policy

This Privacy Policy describes the choices available to you regarding our use of your personal information and how you can access and update such information.

For purposes of this Privacy Policy, "Personal Information" means information that personally identifies you, including your contact information, IP address, and loan application information.

Use of Information

We use the information we collect to:

  • Verify identity and conduct diligence
  • Register your account and authenticate logins
  • Process loan applications and manage payments
  • Communicate confirmations, customer support, marketing, and account updates
  • Post and review comments on our blog
  • Conduct research and create aggregated analytics ("General Information")

Privacy and Sharing of Information

Fidelity Funding may share your information with affiliates for legitimate business purposes. We share Personal Information with trusted partners and service providers only as necessary to provide our Services or as required by law. We do not sell your Personal Information.

Examples include customer support, credit processing, and secure data storage. You may opt out of certain partner marketing by emailing optout@Fidelity-Funding.com or mailing the address below.

We may also disclose information:

  • As required by law or legal process
  • To protect rights, safety, or investigate fraud
  • In the event of a merger, acquisition, or asset sale
  • With your consent

User Access and Choice

To update or delete your Personal Information, email marketing@Fidelity-Funding.com or mail us. We respond within 30 days. We retain information as required by law or legitimate business needs.

Opt-Out Policy

To stop receiving marketing communications, follow unsubscribe links, adjust preferences, or contact operations@fidelity-funding.com.

Tracking Technologies / Cookies

We and our partners use cookies and similar technologies for analytics, authentication, and marketing. You can control cookies via your browser.

Learn more at www.allaboutcookies.org.

Log Files & Behavioral Advertising

We collect log data (IP, browser, ISP, pages, etc.) to improve services. Third-party advertisers may use cookies for interest-based ads; opt out via their tools if desired.

Security of Information

Fidelity Funding uses 128-bit TLS encryption to protect information transmitted to and from our Website.

Part 2: California Supplement (CCPA)

Categories of Information Collected

Audio/Call Recordings: for training and compliance.

Professional Information: employment or business role.

Inferences: used for credit and fraud analysis.

Sources include direct applications, client interactions, website activity, and third-party partners.

Use of Information

We use collected data to:

  • Operate and improve services
  • Verify identity and conduct diligence
  • Detect fraud
  • Process loan applications and payments
  • Communicate updates and marketing
  • Conduct research and analytics
  • Produce aggregated General Information reports

Sharing Personal Information

We share information with affiliates and service providers only as needed to deliver services and comply with law. We do not sell Personal Information.

Disclosures may occur for compliance, fraud prevention, or corporate transactions (e.g., merger or sale).

Your Rights and Choices (California Residents)

Under the CCPA, you have the right to:

  • Access your data and request a portable copy.
  • Delete your data (subject to legal exceptions).
  • Know categories and sources of data collected.
  • Opt out of data sharing for marketing purposes.

Non-Discrimination: We will not deny services or alter pricing for exercising your rights.

How to Submit a Request

Call: 212-634-9121

Email: info@Fidelity-Funding.com

Only you (or an authorized representative) may submit a verifiable request. Include sufficient details to verify identity and describe your request clearly.

We aim to respond within 45 days (extendable to 90 days with notice). Responses cover the 12-month period preceding the request.

We do not charge a fee unless the request is excessive or repetitive.

Changes to CCPA Privacy Notice

We reserve the right to amend this notice at any time. Updates will be communicated via email or homepage notification.

End of Policy