Fidelity Funding Group service area
Business funding in Lakeland, FL.
Lakeland business owners can apply for merchant cash advances, business loans, and equipment financing from $5K to $5MM. The application takes a few minutes and does not affect your credit score.
A nearby team for your next move.
Fidelity Funding Group serves Lakeland businesses with merchant cash advances, business loans, and equipment financing. Our nearest office is in Tampa, FL, and its team works with Lakeland owners by phone and online. You get one specialist who explains each option in plain language before you decide anything.
Nearest office
Tampa, FL
1600 E. 8th Avenue, Suite A200, Tampa, FL 33605Serving Lakeland from our Tampa office.
Nearby areas we serve
Business owners in Lakeland often work with the same team as owners in Sarasota, Bradenton, Tampa, Brandon, and Temple Terrace. All of them are part of our the Tampa area service area in Florida.
Sarasota, FL
Business funding in Sarasota →Bradenton, FL
Business funding in Bradenton →Tampa, FL
Business funding in Tampa →Brandon, FL
Business funding in Brandon →Temple Terrace, FL
Business funding in Temple Terrace →How it works
Three steps from Lakeland to funded.
Send the basics
We ask for two things: a completed application and four recent months of business checking statements. Having them ready is the fastest way to a same-day decision.
Hear back the same day
An initial decision usually arrives within hours. It tells you whether you qualify and roughly what an offer looks like, with no obligation to accept.
Receive your funds
After you accept and documents are complete, money typically lands within 24 hours, so you can cover payroll, stock, or the next job.
Ways to fund a Lakeland business
Whether you need cash for this week or equipment for the next five years, one application lets us review every option from $5K to $5MM.
Merchant Cash Advance
A merchant cash advance is not a loan. Owners who need money quickly and want payments that flex with daily or weekly sales often start here. Typical uses are restocking ahead of a busy stretch, meeting payroll, handling an urgent repair, or saying yes to a deal before it disappears.
Learn more →Business Loans
When the plan is longer term, a term loan or working capital line gives your company structured, predictable capital. Owners use it to open a second location, hire, or smooth out a short gap. We look at how your business runs, then explain which loan options fit before anything is signed.
Learn more →Equipment Financing
Buying a truck, a lift, an oven, or diagnostic gear outright can drain the bank account. Financing new or used equipment spreads that cost out so cash stays available for operations, payroll, and marketing, and the machine starts earning for your business right away.
Learn more →Lakeland industries we know well
Steady revenue matters more to us than your industry. Still, these six sectors make up a large share of the owners we help.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
Before you apply in Lakeland
Most owners want to know the same things up front: what it costs to check, what we need from you, and how fast a decision comes back. Start with the answers below, then call (212) 634-9121 with anything they leave open.
What credit score do I need?
There is no single cutoff, because credit score is not the main thing being evaluated. For revenue based funding, what matters most is how long you have been in business, your monthly revenue and how steady it is, your recent bank deposits, and whether you have existing advances outstanding.
Business owners with credit well below traditional bank standards are regularly approved for revenue based products. What we do look for is at least six months in business and at least $20,000 in monthly revenue.
As a practical floor, we work with credit scores of 500 and above. Above that line, your revenue and your deposit history matter far more than the score itself.
Can I qualify if my business does not take credit cards?
Yes. Card volume used to be the basis for this product, but most revenue based funding today is underwritten on total bank deposits, which means service businesses, contractors, and companies that invoice rather than swipe can qualify.
What kinds of businesses does Fidelity Funding Group work with?
We work with revenue generating small and mid sized businesses, including trucking and transportation, restaurants and food service, construction and contracting, medical and dental practices, retail, and auto repair.
This is not an exhaustive list. The common thread is consistent business revenue rather than a particular industry.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.