Fidelity Funding Group service area
Business funding in Dunedin, FL.
Get a clear answer on funding for your Dunedin company. Most applicants hear back within hours, and once an offer is accepted, funding is typically completed within 24 hours.
A nearby team for your next move.
Fidelity Funding Group serves Dunedin businesses with merchant cash advances, business loans, and equipment financing. Our nearest office is in St. Petersburg, FL, and its team works with Dunedin owners by phone and online. You get one specialist who explains each option in plain language before you decide anything.
Nearest office
St. Petersburg, FL
Station House Arcade, 689 Central Avenue, Suite H, St. Petersburg, FL 33701Serving Dunedin from our St. Petersburg office.
Nearby areas we serve
Business owners in Dunedin often work with the same team as owners in Treasure Island, St. Petersburg, Clearwater, Largo, and Pinellas Park. All of them are part of our Pinellas County service area in Florida.
Treasure Island, FL
Business funding in Treasure Island →St. Petersburg, FL
Business funding in St. Petersburg →Clearwater, FL
Business funding in Clearwater →Largo, FL
Business funding in Largo →Pinellas Park, FL
Business funding in Pinellas Park →How it works
Three steps from Dunedin to funded.
Send the basics
We ask for two things: a completed application and four recent months of business checking statements. Having them ready is the fastest way to a same-day decision.
Hear back the same day
An initial decision usually arrives within hours. It tells you whether you qualify and roughly what an offer looks like, with no obligation to accept.
Receive your funds
After you accept and documents are complete, money typically lands within 24 hours, so you can cover payroll, stock, or the next job.
Ways to fund a Dunedin business
Whether you need cash for this week or equipment for the next five years, one application lets us review every option from $5K to $5MM.
Merchant Cash Advance
A merchant cash advance is not a loan. Owners who need money quickly and want payments that flex with daily or weekly sales often start here. Typical uses are restocking ahead of a busy stretch, meeting payroll, handling an urgent repair, or saying yes to a deal before it disappears.
Learn more →Business Loans
When the plan is longer term, a term loan or working capital line gives your company structured, predictable capital. Owners use it to open a second location, hire, or smooth out a short gap. We look at how your business runs, then explain which loan options fit before anything is signed.
Learn more →Equipment Financing
Buying a truck, a lift, an oven, or diagnostic gear outright can drain the bank account. Financing new or used equipment spreads that cost out so cash stays available for operations, payroll, and marketing, and the machine starts earning for your business right away.
Learn more →Who we work with around Dunedin
Fleets, kitchens, crews, clinics, shops, and garages in Dunedin, FL all qualify when deposits are consistent.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
Funding questions from Dunedin owners
These are a few of the questions Dunedin owners ask most before they apply. The full list is on our FAQ page, and a specialist can answer anything else by phone at (212) 634-9121.
Does applying with Fidelity Funding Group affect my credit score?
No. Applying does not affect your credit score. We use a soft credit pull to review your application, and a soft pull is not visible to other lenders and does not lower your score.
A hard inquiry only happens if you decide to move forward with an offer. That is the kind of check that can temporarily lower your score by a few points and stay on your report for up to two years. You will know before it happens.
How is a merchant cash advance repaid?
Repayment is taken automatically out of your revenue, usually one of three ways:
- ACH debit. A fixed daily or weekly amount pulled from your business bank account. This is the most common today.
- Split withholding. A set percentage of each card batch is diverted at the processor before it reaches you.
- Lockbox. Your deposits route through a controlled account, which forwards your share to you after the funder's portion is taken.
The practical difference is what happens in a slow week. A percentage based split flexes down with your sales. A fixed daily ACH does not.
How long do I need to be in business?
At least six months. Businesses under six months old are generally too new for revenue based underwriting, because there is not yet enough deposit history to underwrite against.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.