Fidelity Funding Group service area
Business funding in Largo, FL.
Get a clear answer on funding for your Largo company. Most applicants hear back within hours, and once an offer is accepted, funding is typically completed within 24 hours.
Working capital for Largo, explained plainly.
Our nearest office is in St. Petersburg, FL, and its team works with Largo owners by phone and online. When you call (212) 634-9121, a funding specialist reviews how your business earns, what you need the money for, and which program fits. The consultation is free, and there is no obligation to accept an offer.
Nearest office
St. Petersburg, FL
Station House Arcade, 689 Central Avenue, Suite H, St. Petersburg, FL 33701Serving Largo from our St. Petersburg office.
Nearby areas we serve
Business owners in Largo often work with the same team as owners in Pinellas Park, Dunedin, Treasure Island, St. Petersburg, and Clearwater. All of them are part of our Pinellas County service area in Florida.
Pinellas Park, FL
Business funding in Pinellas Park →Dunedin, FL
Business funding in Dunedin →Treasure Island, FL
Business funding in Treasure Island →St. Petersburg, FL
Business funding in St. Petersburg →Clearwater, FL
Business funding in Clearwater →Simple process
Capital without the runaround.
Apply in minutes
Fill out one short application and attach your last four months of business bank statements. Applying uses a soft credit pull, so your score is not affected.
Review your options
Most applicants receive an initial decision within hours. A specialist walks you through the amount, the terms, and how repayment works.
Put capital to work
Once you accept an offer and your documents are in, funding is typically completed within 24 hours.
Funding services for Largo
Three products cover most of what growing businesses need. Here is how each one works and who it tends to suit.
Merchant Cash Advance
Flexible working capital based on future revenue. A merchant cash advance is not a loan. It gives you fast business funding with payments that flex with your daily or weekly sales, and it is often used for inventory, payroll, repairs, or an opportunity you need to act on now.
Learn more →Business Loans
Structured capital for growth and stability. Business loans include term loans and working capital solutions matched to your goals, whether you are covering a short-term gap or investing in expansion. A specialist reviews the shape of your business and explains the options available before you choose.
Learn more →Equipment Financing
Put the tools your business needs to work. Equipment financing covers new or used equipment, from trucks and lifts to kitchen and medical gear, while preserving cash for day-to-day operations. You keep working capital free for payroll, marketing, and the rest of the business.
Learn more →Largo industries we know well
Steady revenue matters more to us than your industry. Still, these six sectors make up a large share of the owners we help.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
Before you apply in Largo
Most owners want to know the same things up front: what it costs to check, what we need from you, and how fast a decision comes back. Start with the answers below, then call (212) 634-9121 with anything they leave open.
What is a merchant cash advance, and is it a loan?
A merchant cash advance is not a loan. It is the purchase of a portion of your future sales at a discount. You receive a lump sum today, and the funder collects an agreed amount back out of your daily or weekly revenue.
That distinction matters practically, not just legally. Because it is a purchase rather than a loan, an advance is priced with a factor rate instead of an interest rate, it typically does not require collateral, and repayment is tied to your sales rather than to a fixed monthly date.
How is a merchant cash advance repaid?
Repayment is taken automatically out of your revenue, usually one of three ways:
- ACH debit. A fixed daily or weekly amount pulled from your business bank account. This is the most common today.
- Split withholding. A set percentage of each card batch is diverted at the processor before it reaches you.
- Lockbox. Your deposits route through a controlled account, which forwards your share to you after the funder's portion is taken.
The practical difference is what happens in a slow week. A percentage based split flexes down with your sales. A fixed daily ACH does not.
Is there a minimum monthly revenue?
Yes. We look for at least $20,000 in monthly revenue.
That figure is based on your total business deposits, not only card sales, so service businesses and contractors who invoice rather than swipe are counted the same way.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.