Fidelity Funding Group service area
Business funding in Manhattan, NY.
Manhattan business owners can apply for merchant cash advances, business loans, and equipment financing from $5K to $5MM. The application takes a few minutes and does not affect your credit score.
A nearby team for your next move.
Fidelity Funding Group serves Manhattan businesses with merchant cash advances, business loans, and equipment financing. Our nearest office is in Staten Island, NY, and its team works with Manhattan owners by phone and online. You get one specialist who explains each option in plain language before you decide anything.
Nearest office
Staten Island, NY
1655 Richmond Avenue, Suite D, Staten Island, NY 10314Serving Manhattan from our Staten Island office.
Nearby areas we serve
Business owners in Manhattan often work with the same team as owners in Queens, Bronx, Brighton Beach, Sheepshead Bay, and Bensonhurst. All of them are part of our New York City service area in New York.
Queens, NY
Business funding in Queens →Bronx, NY
Business funding in Bronx →Brighton Beach, NY
Business funding in Brighton Beach →Sheepshead Bay, NY
Business funding in Sheepshead Bay →Bensonhurst, NY
Business funding in Bensonhurst →What to expect
No credit impact, no guesswork.
Start with a free consultation
Call (212) 634-9121 or apply online. The application takes a few minutes, and checking your options does not lower your credit score.
Compare what fits
Your specialist lays out each available program side by side, usually within hours of your application, so you can choose with the full picture.
Get funded fast
Accept the offer you want, finish the paperwork, and funding is typically completed within 24 hours.
Choose the right capital in Manhattan, NY
Each program is built for a different situation. Your specialist will tell you which one matches your revenue and goals.
Merchant Cash Advance
Revenue-based funding for businesses with steady sales. A merchant cash advance is not a loan, and its payments flex with your daily or weekly sales. Speed is the main draw: it suits owners covering inventory, wages, or repairs, or chasing a time-sensitive opportunity.
Learn more →Business Loans
Term loans and working capital solutions for owners focused on stability and growth. Choose this route to fund an expansion, bridge a seasonal dip, or strengthen the balance sheet. No single option suits everyone, so your specialist compares what is available and keeps the conversation direct.
Learn more →Equipment Financing
Upgrade or replace machinery without tying up your reserves. Whether it is new or used, financing equipment keeps money in the account for rent, staff, and growth. Contractors, kitchens, clinics, fleets, and repair shops commonly use it to get better tools on the job sooner.
Learn more →Who we work with around Manhattan
Fleets, kitchens, crews, clinics, shops, and garages in Manhattan, NY all qualify when deposits are consistent.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
What Manhattan owners ask us
Straight answers to common questions about qualifying, paperwork, and timing. If your situation is different, our team will walk through it with you on a free consultation call at (212) 634-9121.
What credit score do I need?
There is no single cutoff, because credit score is not the main thing being evaluated. For revenue based funding, what matters most is how long you have been in business, your monthly revenue and how steady it is, your recent bank deposits, and whether you have existing advances outstanding.
Business owners with credit well below traditional bank standards are regularly approved for revenue based products. What we do look for is at least six months in business and at least $20,000 in monthly revenue.
As a practical floor, we work with credit scores of 500 and above. Above that line, your revenue and your deposit history matter far more than the score itself.
How long does it take to get a decision?
Most applicants receive an initial decision within hours.
An initial decision is not the same as funded money. It tells you whether you qualify and roughly what the terms look like.
Once you accept an offer and your documents are in, funding is typically completed within 24 hours. Some files move faster than that, in as little as four hours from application to funding.
How long do I need to be in business?
At least six months. Businesses under six months old are generally too new for revenue based underwriting, because there is not yet enough deposit history to underwrite against.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.