Fidelity Funding Group service area
Business funding in Queens, NY.
Queens business owners can apply for merchant cash advances, business loans, and equipment financing from $5K to $5MM. The application takes a few minutes and does not affect your credit score.
Working capital for Queens, explained plainly.
Our nearest office is in Staten Island, NY, and its team works with Queens owners by phone and online. When you call (212) 634-9121, a funding specialist reviews how your business earns, what you need the money for, and which program fits. The consultation is free, and there is no obligation to accept an offer.
Nearest office
Staten Island, NY
1655 Richmond Avenue, Suite D, Staten Island, NY 10314Serving Queens from our Staten Island office.
Nearby areas we serve
Business owners in Queens often work with the same team as owners in Bronx, Brighton Beach, Sheepshead Bay, Bensonhurst, and Bay Ridge. All of them are part of our New York City service area in New York.
Bronx, NY
Business funding in Bronx →Brighton Beach, NY
Business funding in Brighton Beach →Sheepshead Bay, NY
Business funding in Sheepshead Bay →Bensonhurst, NY
Business funding in Bensonhurst →Bay Ridge, NY
Business funding in Bay Ridge →What to expect
No credit impact, no guesswork.
Start with a free consultation
Call (212) 634-9121 or apply online. The application takes a few minutes, and checking your options does not lower your credit score.
Compare what fits
Your specialist lays out each available program side by side, usually within hours of your application, so you can choose with the full picture.
Get funded fast
Accept the offer you want, finish the paperwork, and funding is typically completed within 24 hours.
Funding services for Queens
Three products cover most of what growing businesses need. Here is how each one works and who it tends to suit.
Merchant Cash Advance
Flexible working capital based on future revenue. A merchant cash advance is not a loan. It gives you fast business funding with payments that flex with your daily or weekly sales, and it is often used for inventory, payroll, repairs, or an opportunity you need to act on now.
Learn more →Business Loans
Structured capital for growth and stability. Business loans include term loans and working capital solutions matched to your goals, whether you are covering a short-term gap or investing in expansion. A specialist reviews the shape of your business and explains the options available before you choose.
Learn more →Equipment Financing
Put the tools your business needs to work. Equipment financing covers new or used equipment, from trucks and lifts to kitchen and medical gear, while preserving cash for day-to-day operations. You keep working capital free for payroll, marketing, and the rest of the business.
Learn more →Industries we fund in Queens
We work with revenue generating businesses of many kinds in Queens, NY. These are a few we fund often.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
Funding questions from Queens owners
These are a few of the questions Queens owners ask most before they apply. The full list is on our FAQ page, and a specialist can answer anything else by phone at (212) 634-9121.
What do I need to apply?
Two things: your last four months of business checking account statements, and a completed application.
That is the whole list. Having the statements ready before you start is the main difference between a decision today and a decision next week.
How long does it take to get a decision?
Most applicants receive an initial decision within hours.
An initial decision is not the same as funded money. It tells you whether you qualify and roughly what the terms look like.
Once you accept an offer and your documents are in, funding is typically completed within 24 hours. Some files move faster than that, in as little as four hours from application to funding.
How is a merchant cash advance repaid?
Repayment is taken automatically out of your revenue, usually one of three ways:
- ACH debit. A fixed daily or weekly amount pulled from your business bank account. This is the most common today.
- Split withholding. A set percentage of each card batch is diverted at the processor before it reaches you.
- Lockbox. Your deposits route through a controlled account, which forwards your share to you after the funder's portion is taken.
The practical difference is what happens in a slow week. A percentage based split flexes down with your sales. A fixed daily ACH does not.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.