Fidelity Funding Group service area
Business funding in Bay Ridge, NY.
Bay Ridge business owners can apply for merchant cash advances, business loans, and equipment financing from $5K to $5MM. The application takes a few minutes and does not affect your credit score.
A nearby team for your next move.
Fidelity Funding Group serves Bay Ridge businesses with merchant cash advances, business loans, and equipment financing. Our nearest office is in Brooklyn, NY, and its team works with Bay Ridge owners by phone and online. You get one specialist who explains each option in plain language before you decide anything.
Nearest office
Brooklyn, NY
3069 Brighton 1st Street, Brooklyn, NY 11235Serving Bay Ridge from our Brooklyn office.
Nearby areas we serve
Business owners in Bay Ridge often work with the same team as owners in Flatbush, Borough Park, Staten Island, Brooklyn, and Manhattan. All of them are part of our New York City service area in New York.
Flatbush, NY
Business funding in Flatbush →Borough Park, NY
Business funding in Borough Park →Staten Island, NY
Business funding in Staten Island →Brooklyn, NY
Business funding in Brooklyn →Manhattan, NY
Business funding in Manhattan →Simple process
Capital without the runaround.
Apply in minutes
Fill out one short application and attach your last four months of business bank statements. Applying uses a soft credit pull, so your score is not affected.
Review your options
Most applicants receive an initial decision within hours. A specialist walks you through the amount, the terms, and how repayment works.
Put capital to work
Once you accept an offer and your documents are in, funding is typically completed within 24 hours.
Ways to fund a Bay Ridge business
Whether you need cash for this week or equipment for the next five years, one application lets us review every option from $5K to $5MM.
Merchant Cash Advance
A merchant cash advance is not a loan. Owners who need money quickly and want payments that flex with daily or weekly sales often start here. Typical uses are restocking ahead of a busy stretch, meeting payroll, handling an urgent repair, or saying yes to a deal before it disappears.
Learn more →Business Loans
When the plan is longer term, a term loan or working capital line gives your company structured, predictable capital. Owners use it to open a second location, hire, or smooth out a short gap. We look at how your business runs, then explain which loan options fit before anything is signed.
Learn more →Equipment Financing
Buying a truck, a lift, an oven, or diagnostic gear outright can drain the bank account. Financing new or used equipment spreads that cost out so cash stays available for operations, payroll, and marketing, and the machine starts earning for your business right away.
Learn more →Bay Ridge industries we know well
Steady revenue matters more to us than your industry. Still, these six sectors make up a large share of the owners we help.
Trucking & Transportation
Keep fuel, payroll, repairs, and routes moving with working capital built for trucking.
Learn more →Restaurants
Manage payroll, inventory, renovations, and seasonal swings without slowing service.
Learn more →Construction
Bridge project costs, materials, labor, and equipment while invoices are pending.
Learn more →Medical Practices
Invest in people, technology, and patient care with dependable business capital.
Learn more →Retail
Stock up, refresh your store, and handle busy seasons with flexible funding.
Learn more →Auto Repair
Fund lifts, parts, payroll, and growth while keeping bays open.
Learn more →Questions, answered
What Bay Ridge owners ask us
Straight answers to common questions about qualifying, paperwork, and timing. If your situation is different, our team will walk through it with you on a free consultation call at (212) 634-9121.
How much funding can I get?
Funding amounts are based primarily on your monthly revenue rather than on collateral or credit score. As a rough rule in revenue based funding, the offer tends to track a portion of your average monthly deposits.
Funding ranges from $5,000 to $5 million, depending on your revenue and the program.
How is a merchant cash advance repaid?
Repayment is taken automatically out of your revenue, usually one of three ways:
- ACH debit. A fixed daily or weekly amount pulled from your business bank account. This is the most common today.
- Split withholding. A set percentage of each card batch is diverted at the processor before it reaches you.
- Lockbox. Your deposits route through a controlled account, which forwards your share to you after the funder's portion is taken.
The practical difference is what happens in a slow week. A percentage based split flexes down with your sales. A fixed daily ACH does not.
What kinds of businesses does Fidelity Funding Group work with?
We work with revenue generating small and mid sized businesses, including trucking and transportation, restaurants and food service, construction and contracting, medical and dental practices, retail, and auto repair.
This is not an exhaustive list. The common thread is consistent business revenue rather than a particular industry.
Fidelity Funding Group
Your next move starts here.
Funding from $5K to $5MM, with a specialist who will help you understand your options.