Fidelity Funding Group

Fidelity Funding Group service area

Business funding in Borough Park, NY.

Borough Park business owners can apply for merchant cash advances, business loans, and equipment financing from $5K to $5MM. The application takes a few minutes and does not affect your credit score.

✓ No Credit Impact✓ Funding in 24hrs✓ $800M+ Funded

Who you talk to in New York.

Owners across New York reach the same Fidelity Funding Group team whether they apply online or by phone. Our nearest office is in Brooklyn, NY, and its team works with Borough Park owners by phone and online. We have funded more than 50,000 businesses, with amounts from $5K to $5MM depending on revenue and the program.

Nearest office

Brooklyn, NY

3069 Brighton 1st Street, Brooklyn, NY 11235

Serving Borough Park from our Brooklyn office.

Nearby areas we serve

Business owners in Borough Park often work with the same team as owners in Staten Island, Brooklyn, Manhattan, Queens, and Bronx. All of them are part of our New York City service area in New York.

See every New York location →

How it works

Three steps from Borough Park to funded.

01

Send the basics

We ask for two things: a completed application and four recent months of business checking statements. Having them ready is the fastest way to a same-day decision.

02

Hear back the same day

An initial decision usually arrives within hours. It tells you whether you qualify and roughly what an offer looks like, with no obligation to accept.

03

Receive your funds

After you accept and documents are complete, money typically lands within 24 hours, so you can cover payroll, stock, or the next job.

Questions, answered

Before you apply in Borough Park

Most owners want to know the same things up front: what it costs to check, what we need from you, and how fast a decision comes back. Start with the answers below, then call (212) 634-9121 with anything they leave open.

How is a merchant cash advance repaid?

Repayment is taken automatically out of your revenue, usually one of three ways:

  • ACH debit. A fixed daily or weekly amount pulled from your business bank account. This is the most common today.
  • Split withholding. A set percentage of each card batch is diverted at the processor before it reaches you.
  • Lockbox. Your deposits route through a controlled account, which forwards your share to you after the funder's portion is taken.

The practical difference is what happens in a slow week. A percentage based split flexes down with your sales. A fixed daily ACH does not.

What can I use the money for?

Business purposes, broadly: inventory, payroll, equipment, expansion, marketing, covering a slow season, or bridging a gap between work completed and payment received. Revenue based funding generally does not restrict use of funds the way a purpose specific loan does.

Can I qualify if my business does not take credit cards?

Yes. Card volume used to be the basis for this product, but most revenue based funding today is underwritten on total bank deposits, which means service businesses, contractors, and companies that invoice rather than swipe can qualify.

Fidelity Funding Group

Your next move starts here.

Funding from $5K to $5MM, with a specialist who will help you understand your options.

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